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Employing the Confession of Judgment in Illinois

Confession-of-judgment clauses let creditors circumvent the normal judicial process and obtain a judgment. Promissory notes, guaranties and other contracts may include them.  By signing a contract containing such a clause, a debtor agrees to the judgment amount and forfeits his or her right to dispute the claim, without a trial or notice. The creditor can Read More

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What You Need to Know About Confession Judgments Part 2

Q.        How does a judgment debtor fight a “confession judgment”? The first step to combatting a “confession judgment” is to eliminate it.  Under Illinois law, a court cannot enter a valid money judgment without having jurisdiction over the debtor.  We usually try to attack confession judgments as void for lack of personal jurisdiction. In most Read More

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